The basics of solar power.

Solar power is probably the cleanest, most viable form of renewable energy available and it can be used in several forms to help power your house. Many gardens now use solar lights or solar garden water features. The availability and wide use of solar power in gardens shows exactly how versatile it is as a source of energy. The technology and the systems are becoming smaller, more compact and better looking than when they were first created and used. Early examples of solar power systems can be seen in California where, in the 1980s, enough solar power panels were installed to power over 10 million homes.

How do photovoltaic tiles work?

Simply put photovoltaic tiles and other forms of solar energy work by converting some of the energy in sunlight into a clean form of electricity that can be used in our houses. The PV cells consist of a positive and a negative slice of silicon placed under a thin slice of glass. As the protons of the sunlight beat down onto the PV cell they knock the neutrons off the silicon. The negatively charged free neutrons are attracted to the silicon but are trapped by the magnetic field that is formed from the opposing fields. Small wires on the silicon catch these neutrons and when connected in a circuit an electric current is formed.

This reaction gives Direct Current electricity though, and it must be passed through an inverter to be converted into an Alternating Current used in our homes to power any electrical items. Some of the power is lost in this part of the process as the inverter is only around 95% efficient but this is a much greater efficiency than was once available.

The nature of the PV cell means there is little or no maintenance required and there are no moving parts; this means that a typical PV cell can last up to 40 years with no work besides an annual clean.

How can I use them to power my house?

There are several ways to use solar power around the house and not just for powering. You can use it to heat your hot water, heat your pool or even your central heating or if you have plenty of roof space and a reasonable amount of sun you can get a grid tie system; a grid tie system means that not only can you power your entire house but during those times when you create an excess of electricity you can sell it back to the grid. An efficiently solar powered home will be able to reasonably create between 75 and 100% of their own power and because of the grid tie system this means you may not have to pay for electricity ever again.

For more more information about solar power please visit http://www.solar-power-energy.info

The U.S. Federal Government is the single largest source of financial assistance for college students. In 2006 they provided more than $50 billion to more than $10 million students.

Federal Loans

Stafford Loans

There are 2 types of Stafford loans The 2 types are Federal Family Education Loan (FFEL) and Direct Loans Financial need is not required to qualify. Students must be enrolled at least half-time to be eligible.

Direct Loan

The William D. Ford Federal Direct Student Loan Program is the formal name for Direct Loans or Direct Stafford Loans Eligible students borrow the funds directly from the U.S. Department of Education. There are 3 types of Direct Loans administered by the Department of Education. The 3 types are Direct Stafford Loans Direct PLUS

Loans, and Direct Consolidation Loans The federal government will pay part of the interest for students who demonstrate financial need.

FFEL

Federal Family Education Loans (FFEL) are made by banks and private lending institutions. The 3 types of FFEL Loans are FFEL Stafford Loans FFEL PLUS Loans and FFEL Consolidation Loans.

PLUS Loan

PLUS Loans are Parent Loans to for Undergraduate Students. Funds are borrowed by the parents of the student. The loans can be used to pay for all or a part of a student's undergraduate expenses

Federal Perkins Loan

Federal Perkins Loans are based on financial need. The educational institution loans the money to the student. Students do not have to be enrolled at least half-time as with Stafford Loans The interest rate is fixed at 5%.

Federal Grants For Students

Grants differ from loans in that they do not have to be repaid by the recipient.

Federal Pell Grant

Federal Pell Grants are the most common source of federal financial aid used by U.S. students.

TEACH Grant Program

The TEACH Grant Program provides up to $4,000 per year in grants to students. The stipulation for receiving the grant is that the student must agree to teach at an elementary or secondary school that serves students from low-income families.

Federal Supplemental Educational Opportunity Grant (FSEOG)

The Federal Supplemental Educational Opportunity Grant (FSEOG) program is a need-based grant program that is reserved for those students with the greatest financial need.

Academic Competitiveness Grant

The Academic Competitiveness Grant, is a supplement to the Pell Grant. The student must be enrolled as a full-time student receiving a Federal Pell Grant.

The National Science & Mathematics Access to Retain Talent Grant (National SMART Grant)

The National Science and Mathematics Access to Retain Talent Grant, commonly referred to as the National Smart Grant is for junior and senior undergraduate students majoring in math science, technology, or engineering. Minimum grade point average is 3.0. This grant is awarded in addition to the students Pell Grant.

There are other non-federal loans grants, and scholarships available for students seeking money for college as well. Many of them are offered through the schools themselves. Check with your school's financial aid office to find out about what sources of financial aid you may qualify for.

Eliot Hobbs is an author and publisher of information on federal government loan and grant programs. More information can be found at http://bestgrantsandloans.com/federalloans.htm